Bill Beckman, the president of MersCorp, should close the business and turn it over to HUD or FHA. These government officials may overlook the misuse of Mers and turn it into a more suitable business that handles the use of mortgages. Consumers are affected by MERS when they may default and when they face foreclosure. Mers was not a legitimate interest holder in a homeowner's or investor's real estate, so the courts could not foreclose on the home. Consumers were confused when they wanted answers to their mortgage questions. Mers is just a scam that anyone who pays taxes should pay attention to