In Southeast Asia most people can barely afford 3 meals a day. In countries like Cambodia people can work for hours on end and still not get paid. Some people save their money in banks only to find them empty and others have to experience immense poverty because their government contains an immense lust for money and power. There are many causes of poverty in our world and many people do not appreciate them. Loans commonly and predominantly cause poverty, be it student loans or bank home equity loans, to get out of debt or out of poverty. A person gives a loan (a certain amount of money) to another person and then the person receiving the money pays back a percentage of the money received every month, week or year. Loans